Tire and Wheel Financing

How NeoTires Financing Works:

Go to checkout after adding tires to your cart

Confirm your shipping address

Select the comfortable financing service

Choose the comfortable payment plan

Confirm eligibility

Enjoy your new tires now while paying Later

You can get the tires and/or wheels you need today and spread the cost over weeks or months. At NeoTires checkout, you can put your order on a payment plan and buy now, pay later: split the cost into 4 interest-free installments with Cash App Afterpay or Klarna, or choose monthly payments with Affirm. Checking your options doesn't affect your credit score. Prefer to pay in full? Use a card, Amazon Pay, Apple Pay, Google Pay, or bank transfer.

Buy Tires & Rims on Payments with Confidence

Drivers rate NeoTires 4.7 on Trustpilot and 5/5 on Google. Here is what you can count on when you buy tires on a payment plan:

A secure checkout. Every payment is verified to prevent fraud, and your personal and card data is protected in line with U.S. law.
Clear terms before you commit. Your installment amounts, due dates, interest, and fees, including any processing fee on payment-plan orders, appear before you confirm. No hidden fees.
No hit to your credit score to check your options. Afterpay, Klarna, and Affirm don't run a hard credit check on their pay-in-4 plans, so you can see which plans you qualify for without affecting your credit score.
The right fit, confirmed. Search by tire size or vehicle, or share your vehicle details or VIN with our support team to confirm the correct size before you order.
Fast, nationwide delivery. Tires and wheels are dispatched the same day and delivered in 2-3 business days anywhere in the U.S.(48 contiguous U.S. states; no delivery to Alaska, Hawaii, Puerto Rico, or other U.S. territories) with free shipping on tires labeled Free Shipping.
30-day returns. Unused tires in their original condition can be returned within 30 days of delivery for a refund or exchange, with prior approval. If we ship the wrong item, we cover the return shipping. See our full return and refund policy.
Real people ready to help. Not sure which payment plan fits? Call our support team at +1 302-276-8361 before you order.

How NeoTires Financing Works

Financing is built into the NeoTires checkout. You don't need to apply in advance or contact us to set up a plan:

Add your tires or wheels to the cart. Search by tire size or vehicle.
Go to checkout and confirm your shipping address.
Select your financing service: Cash App Afterpay, Klarna, or Affirm.
Choose the payment plan that fits your budget. The provider shows the plans available for your order, with installment amounts, schedule, interest, and any fees.
Confirm eligibility. The provider shows whether you're approved before you pay.
Get your tires now and pay over time. Your order is dispatched the same day and delivered in 2–3 business days.

Buy Now, Pay Later Tires: Compare Your Payment Plans

You can choose from three buy now, pay later (BNPL) tire payment plans at checkout. Compare them below to find the one that fits your budget.

Payment Plan*	How You Pay	Interest	Credit Check	Processing Fee	Best For
Cash App Afterpay	4 payments: the first at checkout, then one every 2 weeks	0%; late fees apply if a payment is missed	No hard check, no impact on your credit score	May apply	Splitting a tire set over 6 weeks
Klarna	4 payments: the first when your order ships, then one every 2 weeks; or pay in full within 30 days	0% on Pay in 4 and Pay in 30 days	Soft check, no impact on your credit score	6%, shown at checkout	Paying in 4 installments or in full after 30 days
Affirm	Monthly payments	0%-36% APR, based on your credit; no late fees	Soft check, no impact on your credit score	6%, shown at checkout	Lower monthly payments on a full set of tires

_{*The table shows each provider's standard terms. Your exact plan, payment schedule, interest, and fees are set when you select your financing option at checkout, based on the provider's approval.}

NeoTires Financing Options

Cash App Afterpay

Cash App Afterpay lets you buy the tires and wheels you need now and pay later in four easy, interest-free installments, when paid on time (conditions/variations apply). It’s fully integrated with your Cash App account, allowing quick setup and automatic payments from your balance or linked card.

This flexible option makes NeoTires shopping stress-free by breaking the total into smaller payments with no hidden fees or surprises. Simply select Cash App Afterpay at checkout, confirm in your Cash App, and enjoy your new setup while paying over time.

Klarna

Klarna lets you pay in four interest-free installments or pay in full within 30 days. The plans available for your order are shown at checkout. Choosing Pay in 4 or Pay in 30 days runs a soft credit check that doesn't affect your credit score.

Affirm

Affirm lets you spread the cost of your tires or wheels into monthly payments. The plan lengths available for your order are shown at checkout, along with your APR and monthly amount, before you confirm. Affirm uses a soft credit check that doesn't affect your credit score and never charges late fees.

Good to know: Orders paid with Klarna or Affirm include a 6% processing fee, which covers the payment processing costs of these plans and is shown before you confirm your order. Afterpay orders may include a processing fee as well.

Can You Buy Tires on Payments with No Credit Check?

Afterpay, Klarna, and Affirm do not run a hard credit check for their pay-in-4 plans. Klarna and Affirm use a soft credit check, and Afterpay may run one; none of these affects your credit score. Each provider approves each purchase individually, approval is not guaranteed, and you see the decision at checkout before you pay.

Why Pay for Your Tires Over Time?

Safety now, not next payday: Replace worn or damaged tires when your car needs it, not when your budget allows it.

The right tires, not the cheapest ones: Choose the tire that fits your car and the way you drive, including premium brands, and pay for it in smaller amounts.

Predictable payments: You see every installment amount and due date before you confirm, so you can plan around rent and bills.

No surprises: Interest and any processing fees are shown before you confirm, and checking your options doesn't affect your credit score.

Providers you already know: Afterpay, Klarna, and Affirm are trusted buy now, pay later platforms on the U.S. market.

Traditional Payment Methods

Prefer to pay in full? NeoTires accepts all major credit and debit cards, including Visa, Mastercard, Amex, and Discover, as well as Amazon Pay, Apple Pay, Google Pay, PayPal payments.

Cards: your payment is processed instantly and your card data is encrypted.
Amazon Pay: pay with the card and shipping address saved in your Amazon account.
Apple Pay and Google Pay: pay in one tap on your phone, with no card details to type.

Now That Financing Is an Option, Why Wait?

Find your tire size or browse our wheels catalog, add your tires or wheels to the cart, and choose how you want to pay at checkout: in full, or on a payment plan that fits your budget. Questions about tire financing? Call our support team at +1 302-276-8361, reach out online, or visit our FAQ.